Order Confirmation

You'll receive an email confirming your order and details regarding product or service delivery. In the event that there is an error in this email confirmation, it is your responsibility to inform us as soon as possible.

Refunds & Returns

eBooks: All sales are final.

Courses and Programmes: If you're not 100% happy within 7 days of joining, please email ruth@ruthxo.com where a full refund will be issued. No payments/refunds will be issued after the 7 days from signing up.


We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.” Except for this disclosure, you will not make any public communication with respect to this Agreement or your participation in the Associates Program. You will not misrepresent or embellish our relationship with you (including by expressing or implying that we support, sponsor, or endorse you), or express or imply any affiliation between us and you or any other person or entity except as expressly permitted by this Agreement.